Designed to help SME businesses deal with unexpected legal issues not already covered by their other insurance policies.

Key Highlights
Access to a legal advice service managed by one of Australia’s prominent legal firms. Allows the Insured to receive targeted advice from a lawyer relating to any problem directly associated with the client’s core business activities
Designed to defend and pursue potential legal disputes related to the client’s core business activities
Specifically designed for SME clients across most industries and professions.
Complements other classes of insurance as it may alleviate the financial burden associated with legal disputes which could curb the need for full-scale litigation
Broad definition of Insured — includes any individual, corporation, partnership, joint venture, trust, limited liability company, unincorporated organisation or other legal entity Underwritten by Lloyd’s of London
No proposal form required 
Limits & Excess
Maximum Limits of Liability: $100,000 any one claim $250,000 in the Aggregate per Insured
Excess: $1,000 Any One Claim
Minimum Premium: Depending on your client’s fee income/turnover, premiums start from just $200 **plus fees and charges

How to get a quote:
All we need to provide a quote is:

  • Client name & address
  • Industry/occupation (the only occupation we do not insure is lawyers)
  • Client’s total fee income/turnover (previous 12 months or next 12 months OK)
  • Number of client’s staff across Australia (how many employees in each state)