ONE Proposal Form
ONE Quote
ONE Closing
ONE Policy Schedule
ONE Period of Insurance
It’s all in ONE: Solution ONE
Our revolutionary combined product is designed to combine Professional Indemnity (PI), Public Liability and Management Liability insurance predominately for the SME market. The product is PI lead and offers the ease and comfort of a composite wording for clients who prefer their insurance bundled with one insurer. The principal of Solution ONE is one proposal form, one quote, one closing, one policy schedule and one wording.
Target Market
- Part A – PI: as this product is PI lead, the occupations we write under our PI policy would be the same in our Solution ONE appetite.
- Part B – PL: we prefer white collar office risks, but can accommodate other occupations through our stand alone Public and Products Liability product
- Part C – ML: varied industries considered but again usually the occupations we can offer PI cover are preferred The ML section includes an option for a sub-limited Cyber Extension
What we keep away from
- Part A – PI: Valuers, mortgage brokers, finance brokers
- Part B – PL: High risk, non-white collar PL occupations
- Part C – ML: Start-ups, sole traders, companies with over 100 employees, clients with an extensive claims history
Underwriting information
required for a quote
- A Solution ONE proposal form
- Any additional information such as client brochures or website
- Audited financials if available