24 hours/365 days a year, individual cover for personal accident and sickness where the insured person is injured or ill and cannot work. We also offer Outside Working Hours and Working Hours Only cover.
- Sole operators
- Small Business
- Refer to Occupation list in Fact Sheet
What we keep away from
- Underground mining
- Professional sports
required for a quote
- What benefits they require e.g. $50K lump sum benefit $1K Weekly benefits
- Age and DOB of the client
- What their Job is (what they do)
- Claims History (if any)
- Do they regularly participate in any high hazard hobbies e.g. Heli skiing, rodeo, game shooting?
- Note that white collar occupation minimum excess is 7 days & blue collar minimum excess is 14 days