Individual Personal Accident and Sickness

Our Products

Solution’s Individual Personal Accident & Sickness Insurance helps to protect the livelihood of individuals against unforeseen events.

It is designed to cover an individual in the event they have an accident resulting in death, an injury or suffer a sickness which impacts their ability to continue working in the capacity they had been.

In Australian states or territories where cover is available under workers compensation insurance, the product may provide a level of cover on a top up basis up to the maximum level of cover available under the policy.

  • Cover for individuals:

  • With permanent residency

  • With skilled/temporary working visa

  • With a partner/spouse which allows them to stay in Australia for at least 2 years

  • Who hold a New Zealand passport and are engaged in either full-time, part-time employment

  • Who are self-employed

  • Who are engaged as a contractor

  • A broad range of occupations are covered

  • Flexible scope of cover up to 24 Hours/365 Days cover

  • Worldwide coverage

  • Lump Sum benefits and/or Weekly benefits payable due to injury and/or sickness up to 104 weeks

Key benefits

Product Downloads

How to obtain a quote

Now available on

Alternatively, email your submission to our Accident and Health underwriters, including the following:

  • Lump sum and weekly benefit

  • Client’s date of birth

  • Client’s activities

  • Claims history

  • Any regular high-hazard hobby participation, e.g. game shooting, heli-skiing